QUINCY, Mass. AND BOCA RATON, Fla. – November 10, 2009 — Cortera™, a community-driven business information company, announced the publication of its October 2009 Small Business Index™ (SBI) report, a monthly index of accounts receivable (A/R) activities covering businesses with less than 500 employees (the Small Business Association definition of a small business). Measuring payment activities of more than 200,000 small businesses, the Cortera October 2009 SBI™ showed small businesses slowing payments to their vendors, suppliers and other business partners over the past month, a sign of increased stress on already limited working capital. While the rate of late payments is down from its high in December 2008 of 12.6 days beyond terms, it is 28.5 percent higher than it was in October 2007. It is also 38 percent higher than the big business average for October 2009 (companies with more than 500 employees). In stark contrast to small business conditions – and offering further evidence of the unequal rates of recovery – the data reveals that big businesses are now actually, on average, paying their bills faster than they were in same period two years ago before the recession began.

“There’s little doubt that a tough lending and credit environment is creating pressure on small business owners to stretch out payments, but it’s a Catch-22. The slowing of payments between businesses is compounding cash flow related stress and causing harm to longer-term credit viability,” said Jim Swift, president and CEO of Cortera. “The best approach to stabilizing the overall credit system for small businesses is to ensure timely payments – to create a ripple effect that will reverse the current trend — and build an environment where the delinquents are weeded out and the ‘good guys’ can stand together.”

The Cortera SBI tracks late payments against agreed upon terms, measuring late accounts receivable measured in days beyond terms (Average DBT) for businesses with less than 500 employees, comparing this data with equivalent A/R metrics for large companies (greater than 500 employees) and all businesses.

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

Media Contacts:

Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

QUINCY, Mass. AND BOCA RATON, Fla. – November 3, 2009 — Cortera™, a community-driven business information company, announced the publication of its October 2009 Supply Chain Index (SCI) report, a monthly index of accounts receivable (A/R) activities covering manufacturers, distributors & wholesalers, retailers, services, and transportation companies.  Measuring payment activities of approximately 350,000 businesses, the October SCI indicated the slowing of payments and related cash flow throughout the overall supply chain, reversing four consecutive months of improving conditions.  While the exact cause of the shift remains in question, it could represent an early arrival of a similar seasonal pattern seen over the past couple of years (2007 and 2008), as manufacturers, suppliers and retailers take on additional trade credit related debt in advance of the critical holiday shopping season.  Overall, the index remains 40 percent higher than pre-recession levels.

“An abrupt slowing of payments and cash flow throughout the supply chain typically indicates a waning confidence in sales.   But we’ve seen similar spikes occur in the past, as supply chain stakeholders make significant upfront investments in preparation for the holiday shopping season,” said Jim Swift, president and CEO, Cortera.  “What makes this one potentially puzzling is the timing.  We’re either looking at the impact of businesses stretching out such debt over a longer period of time or confidence in the strength of a recovery  has dropped over the past month.”

The Cortera SCI tracks late payments against agreed upon terms, measuring late accounts receivable (Late A/R), excessively late accounts receivable (Late A/R >30 days), and overall average days beyond terms (Average DBT).  A two year view of this data is available on Cortera’s website.   The Cortera SCI report is published monthly.

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit.  It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

Media Contacts:

Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

QUINCY, Mass. AND BOCA RATON, Fla. – October 28, 2009 — Cortera™, a community-driven business information company, today published its October 2009 Cortera’s High Risk Debt Report, a monthly index of current accounts receivable debt and high risk 90-plus days past due debt. The report reveals that while national (US) corporate A/R debt trends are slowly improving, the percentage of companies paying bills 90 or more days past due continues to rise. Based on the payment activities of approximately 20 million public and private business locations ($150 billion in commercial A/R information), 83 percent of today’s total A/R debt is current – bills paid on time — up from a low of 81 percent in February 2009. In contrast, the percentage of A/R debt that is 90 or more days past due has grown from 4.9 percent in January to 5.7 percent today.

“Even when the economy was at its worst, the vast majority of companies continued to pay their bills on time, and that number continues to get better as the seeds of recovery take root,” said Jim Swift, president and CEO of Cortera. “Unfortunately, there is a delinquent minority – the proverbial deadbeats – that seem to be getting worse, and that could put near-term business expansion and job creation efforts at risk.”

The report is the latest in Cortera’s A/R data series and is available on the Cortera’s blog.

About Cortera
In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

Media Contacts:

Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

QUINCY, Mass. AND BOCA RATON, Fla. – October 20, 2009 — Cortera™, a community-driven business information company, announced the publication of its October 2009 Past Due by States report, a monthly index of accounts receivable (A/R) activities by state. Measuring the payment activities of approximately 20 million public and private business locations and $150 billion in commercial A/R information, the report indicates that 25.55 percent of Nevada-based business accounts are past due, the highest percentage of any of the 50 states – the 9th straight month that Nevada has held the distinction. Joining Nevada on the list are Utah (24.38 percent), Minnesota (24.02), Colorado (21.92), Arizona (21.64), Wisconsin (21.37), Hawaii (20.71), New Mexico (19.73), Oregon (19.63), and Texas (19.52). Nevada’s past due rate is 50 percent higher than the national average (16.99 percent past due) and over 262 percent higher than Alaska, which has the lowest percent of past due accounts of all 50 states.

The report comes less than a week after data from RealtyTrac US Foreclosure Market Report revealed that Nevada maintains the highest rate of foreclosures in the nation, at 1 in every 23 homes.*

“Past due A/R activity provides a window into the cash flow between businesses and offers a leading indicator of overall economic confidence. It’s no coincidence that states hit particularly hard by the economy, like Nevada, show the most stress when it comes to paying bills in a timely manner,” said Jim Swift, president and CEO of Cortera. “It is positive to note that the latest data shows a plateau in such delinquencies, suggesting that while some states may not yet be benefitting from a slow recovery, conditions don’t appear to be worsening.”

The Cortera Past Due by State report tracks late payments against agreed upon terms, measuring the percentage of late accounts receivable by state.

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

Media Contacts:
Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

*Neither RealtyTrac nor the RealtyTrac US Foreclosure Market Report are affiliated with Cortera

QUINCY, Mass. AND BOCA RATON, Fla. – October 13, 2009 — Cortera™, a community-driven business information company, announced the publication of its September 2009 Small Business Index™ (SBI) report, a new monthly index of accounts receivable (A/R) activities covering businesses with less than 500 employees (the Small Business Association definition of a small business). Measuring payment activities of approximately 260,000 small businesses, the Cortera September 2009 SBI™ indicates a growing gap between the payment behaviors of large and small businesses, with small businesses paying invoices 25 percent slower than a year ago and 20 percent slower than the overall business average. The data, which showed that small and big companies paid at approximately the same rate prior to the recession, now reveals that small businesses currently have a 55 percent higher days-beyond-terms (DBT) rate than large businesses (businesses with greater than 500 employees).

The new Cortera SBI data complements data reported in the Wall Street Journal in late August, showing that large companies had sped up collection activities from their smaller business partners while, in turn, slowing their own payments.

“The latest Cortera SBI data shows a concerning gap between the financial performance of small and large companies. While the economy is steadily improving, we are still seeing numbers that show small businesses are feeling the after effects of tough terms by their larger suppliers and a tight overall credit market,” Jim Swift, president and CEO of Cortera. “As a result, small businesses are suffering from reduced and much needed working capital – a credit crunch that impedes their ability to plan, grow and in some cases, survive.”

The Cortera SBI tracks late payments against agreed upon terms, measuring late accounts receivable measured in days beyond terms (Average DBT) for businesses with less than 500 employees, comparing this data with equivalent A/R metrics for large companies (greater than 500 employees) and all businesses.

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

For more information on Cortera, please visit http://www.cortera.com.

Media Contacts:

Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

####

QUINCY, Mass. AND BOCA RATON, Fla. – October 7, 2009 — Cortera™, a community-driven business information company, announced the publication of its September 2009 Supply Chain Index (SCI) report, a monthly index of accounts receivable (A/R) activities covering manufacturers, distributors & wholesalers, retailers, services, and transportation companies. Measuring payment activities of approximately 350,000 businesses, the September SCI indicates a continuing reduction of A/R stress and improved cash flow throughout the overall supply chain, as well as the 4th consecutive month of decreasing receipt of invoice payments beyond terms (measured in average days beyond terms).

Cortera’s SCI Index mirrors the slow, but continually improving indicators published in the Institute of Supply Management’s (ISM) September 2009 Manufacturing Report on Business – the 2nd consecutive month of growth in the manufacturing sector and the 5th consecutive month of overall economic growth.

“While there is more accounts receivable stress than a year ago, our SCI data suggests that confidence in sales may be starting to return,” said Jim Swift, president and CEO, Cortera. “The increasing rate of payment yields more fluid cash flow for all stakeholders in the supply chain – cash that is so desperately needed to fuel organic business growth and a sustainable recovery.”

The Cortera SCI tracks late payments against agreed upon terms, measuring late accounts receivable (Late A/R), excessively late accounts receivable (Late A/R >30 days), and overall average days beyond terms (Average DBT). All three measures showed a spike in starting in October 2008, directly coinciding with the financial markets meltdown, and peaked in December of 2008. A two year view of this data is available on Cortera’s website. The Cortera SCI report is published monthly.

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

Media Contacts:

Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

BOCA RATON, Fla. – October 1, 2009 — Cortera™, a community-driven business information company, announced the appointment of Dwayne Spradlin to the company’s board of directors.

Mr. Spradlin is president and CEO of InnoCentive, Inc., a market leader in global web community innovation, and was formerly president of Hoover’s, Inc., a business information company owned by Dun & Bradstreet, Inc.

The appointment comes on the heels of Cortera’s widely publicized launch of its new community for small business credit reporting, The Cortera Credit Exchange, unveiled at DEMOfall 09. The new credit community provides an alternative model to commercial credit bureaus by tapping into the collective insight of millions of financial interactions not covered in traditional commercial credit reports. This information can then be used to minimize credit risks when evaluating partners and to attract more favorable payment terms.

“Cortera represents a fresh, disruptive approach to the antiquated business credit market – the kind of social response that has already shaken other industries to their very foundation,” says Spradlin. “They are at the forefront of tapping into vibrant business communities to transform businesses’ ability to make decisions that impact cash flow and an ability to rapidly capitalize on new opportunities.”

Prior to Hoover’s Inc., Spradlin was president and chief operating officer of Starcite, Inc., served as senior vice president of Corporate and Business Development for Verticalnet Inc., and was a director in the E-Business and Emerging Technology practice at PriceWaterhouseCoopers.

He holds a BA in Applied Mathematics and an MBA from the University of Chicago.

“Dwayne is a valuable addition to our board and shares a common vision for embracing community approaches to disrupting the business information market,” said Jim Swift, CEO of Cortera. “His direct experience at Hoover’s, Inc., along with his global leadership in community-based innovation at InnoCentive, makes him an ideal leader to help guide Cortera’s ongoing transformation of the commercial credit market.”

About InnoCentive

InnoCentive is the world leader in open innovation. Since 2001, InnoCentive has helped corporate, government, and non-profit organizations to better innovate through crowdsourcing, strategic consulting services and internal Software-as-a-Service offerings. The company built the first global Web community for open innovation where organizations or “Seekers” submit complex problems or “Challenges” for resolution to a “Solver” community of more than 180,000 engineers, scientists, inventors, business professionals, and research organizations in more than 175 countries. Prizes for winning solutions are financial awards up to US $1,000,000. Committed to unleashing diverse thinking, InnoCentive continues to introduce new products and services exemplifying a new corporate model where return to investors and individual passion go hand in hand with solving mankind’s most pressing problems. http://www.innocentive.com/

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

For more information on Cortera, please visit http://www.cortera.com.

Media Contacts:

Craig VerColen

VerColen Communications

craig@vercolen.com

617-599-2180

Alex Coté

Cortera

857-403-1370

BOCA RATON, Fla. AND DEMOfall 2009, SAN DIEGO, Calif. – September 22, 2009 — Cortera™, a community-driven business information company, today unveiled the Cortera Credit Exchange™, http://www.cortera.com, a new online service that, for the first time, blends business credit report data with user generated payment experience reviews and ratings from companies’ business partners. Designed to reinvent business credit reporting and improve the cash flow needed to fuel small businesses, the service represents the first ever community approach to commercial credit and financial data, part of the seven billion dollar (US) business information market . And by providing unprecedented transparency into the payment and credit behavior of tens of millions of public and private businesses – virtually every business in the US — it offers a social response to the lessons of the recent credit crunch. As a result, small businesses can tap into the collective knowledge of their peers to make the informed decisions necessary to manage credit risk, attract favorable payment terms, optimize cash flow, and capitalize on an economic recovery.

Businesses rely on credit reports when evaluating clients, suppliers, and partners as the ability to pay bills in a timely manner has a direct impact on cash flow. But such reports, available from a handful of content providers, often prove cost prohibitive for many small businesses. In addition, the majority of credit bureaus base their credit ratings on a handful of a company’s financial transactions — typically payment experiences with only the largest of suppliers and businesses — ignoring millions of interactions with small businesses that could provide a more holistic view of a business’ payment behavior.

“Small businesses are the lifeblood of the nation’s economy, representing tens of millions of companies and 99 percent of all US businesses. Yet their payment behavior – the very action that determines credit viability and yields favorable payment terms — remains virtually invisible to potential business partners,” said Jim Swift, CEO of Cortera. “This lack of transparency, combined with steep costs, too often leaves small businesses more vulnerable to risk than their larger counterparts and less attractive to potential business partners.”

The Cortera Credit Exchange is designed to harness the power of the small business community’s collective payment experiences, fundamentally shifting the way business credit is evaluated and providing greater visibility into a company’s financial interactions. Tapping its database of over 20 million public and private company locations in the United States based on thousands of trade payment contributors — covering over $150 billion in accounts receivable information — Cortera pulls this data together to provide a foundation for a specific credit report. It then complements this baseline credit information with the same types of ratings and reviews features that people have embraced on popular retail, travel, and dining sites, all focused on helping credit professionals to easily share their payment experiences while learning from the experiences of others. These community capabilities include:

• the ability to review and rate a specific business using the popular 5-star scoring methods found on many community websites
• the ability to write personal payment experience reviews and commentary
• the ability to report payment history information including total balance, high balance, amount past due, days beyond terms and other key metrics
• the ability to contact specific reviewers for further follow-up and peer-to-peer references
• a distribution of ratings by industry and rating type

“Credit professionals have long relied on the experiences of their peers to make informed decisions and minimize credit risk. From the critical importance of one-to-one references to the presence of local and industry-specific credit groups, they have always engaged in a collective, community approach,” said John Pomilio, Vice President, Customer Financial Services, XTRA Lease – A Berkshire Hathaway Company. “Cortera has the potential to reinvent the credit reporting industry by bringing the credit community approach to the Web and thus delivering the kind of insight not possible with traditional credit bureau approaches alone.”

“The launch of the Cortera credit community represents a fundamental shift in the way business information is created, consumed and used to inform decisions,” said Chris Shipley, Executive Producer of the DEMO Conferences. “By tapping the experiences of small businesses, Cortera is poised to join the select few disrupters who embrace community to forever change the rules of established markets.”

Basic credit reports, including community payment reviews and ratings, on companies contained within the Cortera Credit Exchange are free, with additional premium information available for $3.00 (USD) per report or via unlimited premium access plans starting at $29.00 per month. More information on pricing and plans is available at: https://start.cortera.com/company/dispatcher/signupstep1

Additional details of the Cortera Credit Exchange are available by visiting Cortera’s station at DEMOfall 09 (Station #17) or by visiting the www.cortera.com.

About Cortera

In a sea of business information providers, Cortera is different. With over 15 years of experience serving finance professionals, Cortera combines premium business information and innovative tools with a fresh community approach to commercial credit. It represents the first community for small business credit reporting and a fundamentally new way to capture the collective insight of millions of financial transactions. As a result, small businesses can make smarter, informed decisions to ensure optimal cash flow while attracting more favorable payment terms from existing and potential business partners.

For more information on Cortera, please visit http://www.cortera.com.

About DEMO

Produced by Network World Events and Executive Forums, the semi-annual DEMO conferences focus on emerging technologies and new products, which are hand-selected from across the spectrum of the technology marketplace. The DEMO conferences have earned their reputation for consistently identifying tomorrow’s cutting-edge technologies, and have served as launch pad events for companies such as Palm, E*Trade, Handspring, and U.S. Robotics, helping them to secure venture funding, establish critical business relationships, and influence early adopters. Each DEMO conference features approximately 70 new companies, products and technologies. For more information, visit www.demo.com.

Media Contacts:

Craig VerColen
VerColen Communications
craig@vercolen.com
617-599-2180

Alex Coté
Cortera
857-403-1370

Twitter: #DEMO09

Newly published information, only available on www.cortera.com, seeks to improve financial transparency by making private company risk information more widely accessible

BOCA RATON, FL (July 21, 2009)- Cortera, a premier provider of business credit and sales insights, today announced the launch of a free commercial credit database containing payment risk assessments on over six million public and private US businesses. Available immediately at http://www.cortera.com, this new service makes it easy for people to access business reports on the financial health of companies with which they are doing business. Unlike the information found on other business websites, users will get a clear understanding of a company’s demonstrated behavior in paying their vendors – at no cost. As a result, businesses of all sizes can now make informed, confident decisions when evaluating new vendors, partners and clients by leveraging content drawn from Cortera’s premium services.

This new service from Cortera is aimed at bridging the divide of today’s fragmented business information landscape. Until now, people have been faced with limited options for accessing information. On one end of the spectrum, there are free business information websites that focus on public companies and offer a limited, if any, amount of private company financial information. On the other end of the spectrum are high cost subscription services that provide private company financial information but typically cost hundreds or even thousands of dollars per month. With this launch, Cortera aims to strike a balance by enabling people in credit, collections, risk, procurement, sales and operational roles to make informed decisions with regard to vendor, partner, supplier and client selection that were once only available to the largest organizations because of budget and cost limitations.

According to Cortera CEO Jim Swift, “Having vast amounts of information at our fingertips has changed the way we shop for goods, select restaurants, pay our bills, and communicate with friends and colleagues. Access to business credit information should not be a privilege limited to the large companies that can afford to pay high prices, especially in today’s tricky economy.”

Cortera’s free business credit reports include:

• business contact information including address, phone, and website
• business description
• business demographics including revenue range, number of employees, industry, location type and year founded
• relevant business news
• a payment risk rating with commentary

Swift continues “Cortera firmly believes that transparency is a powerful cleansing agent and this is just the first step in our campaign to shine a light on information about businesses that has been kept in the dark for far too long.”

About Cortera
In a sea of business information providers, Cortera is different. With over 15 years of experience, Cortera provides a fresh perspective on business information and offers innovative tools to improve corporate decision-making. With its robust database containing virtually every private and public U.S. company, innovative analytics about each of those companies and advanced workflow software, available at http://www.cortera.com/products/, Cortera empowers people to make more informed decisions more about their customers, suppliers and partners.

New data reveals many companies across the United States continue to struggle:
The national average now stands at 12.95 percent with 40 states worsening month over month

BOCA RATON, Fla. (May 20, 2009)- Cortera, a premier provider of collections and credit insight for commercial enterprises, today released their most recent data that assesses the overall economic health of a region based on how well companies are paying their suppliers. Cortera’s database tracks 18 million public and private companies in the United States based on thousands of trade payment contributors and contains more than $250 billion in accounts receivable information. This analysis, which can be accessed at  http://www.cortera.com/stats, revealed the following:

• Percentage past due across all companies has grown 6.94 percent over the last four months
• Percentage 90+ days past due grew 6.93 percent month over month for all companies across the United States
• 40 states have had a double digit increase in the number of accounts that are 90+ days overdue
• The finance and insurance industries have the highest percentage of A/R debt 90+ days past due at 5.11 percent
• Washington, DC saw the highest rate of improvement
• For the May 2009 Top 10 Best and Worst states, please visit http://www.cortera.com/best-and-worst-states

Cortera CEO Jim Swift commented, “I agree with The White House’s top budget official Peter Orszag’s statements on Sunday that the decline of the U.S. economy seems to have slowed, but there’s not enough positive momentum yet to indicate that we are out of the woods. Our data reveals that the amount of commercial A/R debt over 90 days past due has grown 15.4 percent over the last four months. This is a concern given the fact that prior research by Commercial Law League of America has demonstrated that the total amount collected on balances over 90 days is less than 73 cents on every dollar owed. Based on the continued aging of commercial A/R it’s likely that some form of write-offs are looming. Interestingly enough, Washington, DC witnessed the highest rate of improvement with percentage past due dropping a whopping 11.8 percent month over month.”

To help companies of all sizes improve their cash flow, Cortera has launched its new Collections Priority Rating – CPR℠, designed to assist commercial collections departments in evaluating customer portfolios for signs of delinquency, changes in payment behavior and indications of internal and external events that could affect future payment behavior. Unlike a credit score which is typically based on rolling averages, CPR is based on immediate and relevant data that at any given time, can determine a company’s ability to pay. Cortera CPR℠ also provides a unique segmentation feature that clusters accounts based on overall payment risk. This can assist customers in prioritizing their collection efforts. To learn more about Cortera CPR, visit http://www.cortera.com.

About Cortera
In a sea of business information providers, Cortera is different. With over 15 years of industry innovation, Cortera provides a fresh perspective on business information and offers innovative tools to improve corporate intelligence. With its robust database containing virtually every private and public U.S. company, innovative analytics about each of those companies and advanced workflow software, available at http://www.cortera.com/products/, Cortera helps credit & collections professionals know more than ever before about their prospects, customers and partners. Cortera also offers free company profiles on millions of companies at http://start.cortera.com. More information about Cortera can be found at http://www.cortera.com