Gerri Detweiler, Credit Expert – AllBusiness.com
When I get a question about building or rebuilding credit from an individual, the first thing I recommend they do is go to AnnualCreditReport.com and get their free credit report from each of the three major credit reporting agencies. (I am not a fan of staggering requests and getting one every four months. If there is a mistake, I want to know about it right away.)
I give the same advice to small business owners, since strong business and personal credit are important. However, when it comes to checking your business credit report, it’s a little more complicated. Here’s how you get your business credit reports from the major commercial credit agencies:
D&B: After searching to determine if your business is listed with D&B, you’ll have the opportunity to purchase a variety of business credit report products. These range from an individual report, to ongoing credit monitoring, to the CreditBuilder package which can help expedite the credit building process. Details and current prices can be found at DNB.com.
Cortera (formerly eCredit.com): You can get basic information about your businesses’ credit for free. If you want a full report, you’ll pay just $3. Simply go to Cortera.com and search for the name of your company. If no report is found, you can enter the necessary information to create your profile.
"I've been a Credit Manager for over 30 years and what Cortera is doing with their credit reporting community is amazing. It's totally revolutionary."
"Cortera has given us increased access to better information and has helped ensure that credit decisions are issued quickly and consistently."
