Cortera is bringing insight, innovation and community to the world of commercial credit — specifically businesses under 500 people. We have the largest database of credit interactions attributable to these businesses — and their vendors — ever assembled. Over a trillion and a half data points! Our insights are available across 45 supplier categories and down to the company level.
Our clients find this to be invaluable information for making data-informed, business-defining decisions about if and when to extend credit — what we call the science of Decisionomics™.
This data is maintained and analyzed, using AI and machine learning, in the Cortera MindUp™ Cloud. We call it "community data" because companies freely contribute their information, and get free credit reports, data and analytics in return. This reciprocity is core to our values.
These businesses — which are the heart and soul of the American economy — have been woefully underserved by companies who have been over-charging for incomplete and outdated data, for decades. Those days are over.
Cortera's data is also valuable to investors, analysts, consultants, and others for whom our bottom-up economic view adds an otherwise unavailable set of inputs to their Decisionomics-led risk and opportunity assessment.
While many of our data and analytics products are free, some power users will pay for more sophisticated analyses and access to our API.
Today, Cortera network coverage spans over 35M business locations and $1.6 trillion in annual spend.
President & CEO
Cortera was started by Jim Swift — who is one of the industry's true pioneers — with the conviction that free and accurate credit data can support the health and growth of small-and mid-sized businesses, in good times and otherwise.