Cortera has provided low cost business credit reports, credit risk monitoring tools and decision scorecard automation platforms for the trade credit industry since 1993. We help our customers leverage fresh, exclusive data to minimize risk and avoid unpleasant surprises.
Commercial Credit Reports, Commercial Credit Scores
Cortera provides commercial credit reports as well as commercial credit scores. Use our unique data to help you make smarter credit risk analysis decisions.
As a business grows, keeping on top of all its customers becomes more challenging. As the person responsible for making credit decisions, there are many work related demands that limit your time to maintain personal relationships with all of your customers and suppliers, but their financial payment behavior still needs to be watched closely. What they buy, how they pay, are they growing, or are they in litigation are important factors that can determine the shape of their financial health. Cortera offers an automated monitoring product that gives you a bird’s eye view of all these factors, keeping you from being surprised in ways that can hurt your business.
The award-winning Cortera Pulse monitors your customers and sends you a daily alert on changing purchase behavior, payment behavior, risk scores, financial news, public record filings and more. Cortera aggregates data from thousands of sources, provides unique insights into your customers, and delivers predictive analytics into the future risk of your customers. Your daily email alert keeps you updated on changes to your portfolio’s:
- Predictive risk scores
- Material changes in purchase behavior—what your customers buy
- Significant changes in payment behavior – how your customers pay
- Financial news – monitoring over 10,000 media outlets
- Growth clues—clues about up sell opportunities
- Bankruptcy filings
- Tax liens
- Civil judgments
Additionally, Cortera Pulse gives you insights into the healthy companies in your portfolio that are showing signs of growth, enabling you to take advantage of up sell opportunities to those growing customers. Read more about Pulse® or request a demo.
While all credit bureaus provide commercial credit reports, Cortera provides low cost, more robust reports. By leveraging modern technology and processing methods, we give our customers access to the highest quality data without gouging them or locking them into egregious contracts.
Depending on the specific products purchased, Cortera customers can access data on-the-fly for individual companies through our website or get a monthly dashboard analyzing their entire customer and prospect file.
Available reports include analysis on:
- Cortera risk scores
- Payment scores and trends
- Historical payment information (aging)
- Industry-specific payment and risk information
- Relevant business news
- Growth clues
- Public records
- And more…
To learn about Cortera’s commercial credit reports, request a demo.